Doesn’t seem to be targeted; showed up on my three Amex accounts, plus a random supplementary card I checked. Possibly targeted; see lostinsydney’s comment
Save the offer to your eligible Card and spend $100 or more, in one or more transactions, in-app or online at Kogan.com by 09/09/2021 to receive one $20 credit. Limited to the first 40,000 Cards to save the offer.
- Not valid at any other Kogan-branded websites (including, but not limited to, kogantravel.com or koganenergy.com.au).
- Offer is limited to one credit per Card to which the offer is saved and only spend on this Card counts towards the Offer.
- Excludes transactions where you do not spend directly with your Card to which the offer is saved, in-app via the Kogan.com app or online at www.kogan.com/au. Valid at Australian app and website only.
- Excludes transactions made through a third party establishment or payment processor.
- Credit is not redeemable for cash or other payment form.
- Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date.
- Credit will not be applied to your Card Account if your Card has been suspended or cancelled.
- Credit may be reversed if your qualifying purchase is refunded or cancelled.
- Full Offer Terms available here