Find out whether the second-hand car you’re buying has any money owing on it or has been stolen or written off. Complete the form below to order your free PPSR search certificate. We’ll arrange for the certificate to be emailed to you within about 10 minutes of you ordering it.
Why get a PPSR Check?
If you’re buying a second-hand car from someone who’s not a licenced dealer, it’s important to check the car’s history. That’s because private sellers are not obliged to tell you, for example, whether the car still has money owing on it. If you buy a car that’s secured against an outstanding loan and the previous owner stops repaying the loan, the lender could repossess your car. You could be left with nothing to show for the thousands of dollars you’ve spent.
What is Personal Property Securities Register (PPSR)?
The PPSR is an Australian Government register designed to help protect consumers who buy personal property such as cars. By searching the online register, you can find out whether a second-hand car you’re buying has any money owing on it (among other things). While some providers charge up to $35 for an online PPSR check (or VIN search, as it’s also known), Budget Direct can arrange one for you free of charge.
What you can check?
- Financing owing: If you buy a car that’s secured against an outstanding loan and the previous owner stops repaying the loan, the lender could repossess your car.
- Reported as stolen: While you won’t be charged for unknowingly buying a stolen car, the car may be repossessed and returned to its owner or their insurance or finance company.
- Has been written off: Some repairable write-offs are fixed, inspected, re-registered and re-sold – but the standard of the repairs may be poor, putting you at risk.
- Takata airbag recall: If the vehicle is listed as affected, you can confirm its recall status by visiting ismyairbagsafe.com.au